Financial Advice
As an experienced Residential Loan Officer, I can help you determine what is financial feasible when renovating, remodeling, buying, or selling your home.
Cathie Ross -Senior Loan Officer- NMLS: 207927
I have spent years in the residential mortgage business as a licensed Loan Officer. What keeps me passionate about closing loans is that I know what a difference it makes. I’ve seen firsthand how home ownership enhances peoples’ lives. Owning a home contributes to the foundation of a strong family and is an investment that adds to a person’s pride in their community.
I am grateful to have the knowledge and Skills to help others understand options for home financing while having fun in the process.
For specific information related to mortgage lending, we cover the following key areas:
-
Evaluating Credit worthiness
-
Advising on Loan Options
-
Submitting Loan Applications
-
Ensuring Regulatory Compliance
Questions to be Considered:
What is physically and financially doable?
Gather the facts. Evaluate the information. Conclude what can be accomplished. Communicate and share options to obtain the desired outcome.
What is possible?
Connect the resources based on the person’s needs. Listing current residence, buying a new home, building, or remodeling to add accessibility features. Or retirement communities that might be a good fit. Know your community and what is available to help make connections.
What is desired?
It is always recommended that you consider the person first, then the disability. People with disabilities, NOT disabled people or handicapped are not favorable to use when addressing a person.
To conclude, by not including information that is available to public, you are excluding and that’s not fair housing pratices for all people.
